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Finance News

Loans marketplace recovery

We look at whether there are signs of a recovery in the loans marketplace.

Loans stopped at Firstplus

The specialist secured loans provider Firstplus has stopped selling loans.

Time to save

With people trying to cut back in all areas of expenditure we look at ways of saving money on new loans.

Cheap home Loans

The prospects for cheap loans in the home sector are diminishing all the time and the prospects for lower rates over the next two years seem slim.

Loans in short supply

Loans availability is contracting as lenders reduce their range of products in the light of uncertainty around interest rates.

Housing market woes

Housing market woes impact loans availability in the UK

Questions Answered

We answer your questions about getting a cheap loan.

Loan Interest Rates

Why interest rates advertising the cheapest loans are not a sign of the best deals for everyone.

Summer Loans

A look at the reasons why people take out loans reveals the usual suspects, but summer is a time when loans are used for different reasons.

Loan Acceptances

Acceptance rates on loans at a high street provider were revealed this week and showed that the cheapest loans are available only to a few applicants.

Loan Brand Closes

CitiGroup has announced that it will shut down it's CitiFinancial sub-prime loans operation and it's Future Mortgages brand.

Loan Tips

The credit crunch seems not to have bottomed out yet, so finding a cheap loan remains tough for many borrowers. NiceLoans offers some tips for anyone faced with the dilemma of tracking down a new finance deal.

Future of Loans

The loans marketplace has changed radically in recent months and many are wondering what the future will look like for loan providers and borrowers alike.

Loans Slow Down

The reluctance of banks to lend to one another may be the main cause of the slow down in the personal loans marketplace

Loans Company Closures

London Scottish is closing down it's loans operations, which include Easy Loans, Pacific Home Loans and The Personal Loans Centre after heavy losses

Loans Website Missing

A loans industry website may have shutdown, another casualty of the credit industry crisis

Cheaper Loans Still Rare

Attempts to pump cash into lending markets may not bring about cheaper loans just yet

Loan Reductions

Interest rates have dropped again so reductions in loans could be on the way

Home Loan Brokers

Brokers are now the preferred source of home loans for certain applicants

Cheaper Loans Ruled Out

The Bank of England does not expect drastic interest rate cuts ruling out cheaper loans

The Future for Loans

We look at the prospects for loans in the UK given recent dramatic events in the credit markets

Loans Winners and Losers

We report on the mixed fortunes of loans companies in a fast-changing marketplace.

Loans Companies Trim Staff

Loans companies are trimming staffing levels in order to remain competitive.

Cheaper Loans on Hold

Cheaper loans will have to wait as rates remain static.

FSA comments on cheap loans

The era of cheap loans may be over according to the FSA.

The End of 100% Loans

Loans totalling 100% or more of property values are becoming rarer.

Good for Loans Customers

Loans customers welcomed the recent cuts in interest rates.

Cheaper Loans Welcome

Last weeks interest rate cut could pave the way for cheaper loans, especially if further cuts materialise over the months to come.

Cheapest Loans on the Way

With interest rates being cut for the second time in two weeks in the US, we could see further cuts on UK loans rates this week leading to the cheapest loans since this time last year.

Prospect of Cheaper Loans

Predicted interest rate cuts on both sides of the Atlantic over the next 10 days could pave the way for cheaper loans to follow.

Update on Loan Charges

The way loans companies, banks and mortgage companies levy charges featured in three different stories this week.

Plan your next Loan

Keep the cost of your next loan down with a little forward planning.

Loans Insurance Fine

The FSA has issued a million pound fine to UK cheap loans provider HFC Bank.

Finance Charges under Review

The high court case brought by the OFT against finance charges made by Britain's banks starts today.

Loans Advice from FSA

An FSA guide on financial budgeting talks about controlling finances, finding cheaper loans and saving on household expenditure.

Loan Rejections Increase

Although cheap loan options are still available, Equifax reports that loan rejections are on the increase.

Loan Rates Still Low

Loan rates have increased only slightly since last summer and could drop back again in the New Year if predictions of base rate falls are correct.

Low Home Loan Volumes

The volume of home loans completed in November fell to much lower levels

Loan Plan Changes

Recent events are causing a series of changes to the loan plans being offered by lenders in the UK.

Careful Lending

CAB wants more care with loans and mortgages.

Loans Deadlines

Loan providers impose deadlines on cheap loan deals.

Loans Supply Lower

Loan rates cut but supply restrictions may well frustrate some cheap loan searchers.

Cheap Loans Rarer

The choice of cheap loans is getting smaller as more firms trim product ranges.

FSA Checks Loans Sites

The FSA has been checking the websites of 77 finance companies, some of which advertise loans.

New Loan Plans

A new range of secured loan plans has been announced by a prominent UK lender.

Will Payday Loans Grow?

A recent report suggests that many people run out of cash just before payday - so will loans that fix this become more popular?

Adverse Loans Dropped

Kensington Mortgages has dropped its entire range of sub-prime loans.

Loans Body Restructures

Loans industry trade body FISA has announced a restructuring of it's board.

Loans halve at Paragon

Paragon Group is set to arrange only halve the loans it did a year ago due to credit supply problems.

Loans Shares

There were some dramatic movements in the shares of different loans companies this morning.

Secured Loans Spotlight

Providers of secured loans express confidence despite significant changes in the industry.

Loans Regulation Discussed

The regulation of loans is under review and a the finding of a House of Lords committee is expected this month.

Loans Choice Shrinks

The choice of loans available to UK borrowers is shrinking.

More Loans Refused

The number of loans being turned down by UK providers is increasing.

Cheap Secured Loans Smaller

The choice of cheap secured loans in the UK is reducing as lenders review their product ranges.

Confidence in UK loans

The UK economy is said to be strong enough to see the loans industry through the problems of the current credit situation.

Loans Industry Bodies

Bodies representing companies in the loans industry are in conflict.

Shop Around for Cheaper Loans

People looking for cheaper loans should shop around says the AA.

Cheap Loan Rates Online

Research shows that loan rates are moving independently of BofE rates and online sources provide cheaper loans.

No Fear of Loans

More than half of UK companies questioned in a recent survey said they expected to take out more loans in the coming year than they had previously.

Loans Division performs well

Loan Line, the loans division of Accuma group plc, was the star performer of Accuma's different product lines.

Swift tightens up Loans

Loan approval criteria have been tightened up for the second time this month by Swift Advances

Buy to Let helps Paragon

the buy to let lending market is helping it's loans and mortgage business says Paragon

Personal Loans outlook positive

Better prospects for cheaper loans could be just around the corner We examine the evidence.

Big Loans for the Rock

NR takes on some big borrowing commitments but still offers some of the cheapest loans for customers who qualify.

Cheap Loan Comparisons

Beware of comparison sites offering information on loan rates that may be misleading

More Loans Updated

Two more loans providers issued updates to their product range this week

Loans at Risk

Is the current witch-hunt on PPI putting loans at risk for some people?

Cheap Personal Loans

Cheap personal loans take some finding

Cheaper Loans for Banks

Cheaper loans on the cards for Banks

Loans Firm up For Sale

Loans company Money Partners has been put up for sale.

Loan Insured Fairly

Loan applicants now treated more fairly after FSA reviews 150 loan companies.

Loan Protection review

The FSA is set to announce it's findings on the area of loan protection insurance.

Loan Plans Adjusted

Several loan prioviders are adjusting their loan products in the light of recent events on the credit markets.

Doorstep Loans Targeted

Trading Standards announce extra investment to setup new teams to target doorstep loan providers.

Responsible Lending

Chancellor calls for more responsible lending.

BBA slams Uswitch

The British Bankers Association calls for misleading Uswitch banking report to be ignored.

Affordable Loans only

The Banking Code aims to ensure lenders act responsibly when arranging loans.

The Future of Cheap Loans

We discuss the various opinions on the future of loan interest rates.

Loan Rates depend on Risk

The rate of interest at which banks make loans to one another reached a very high level this week.

Secured Loans in spotlight

Secured loans provide flexibilty for borrowers to raise cheaper cash.

Confidence still high

Consumer confidence in personal finance is still positive despite higher loan rates.

Record UK Loan Equity

House price growth provides UK loan applicants with high levels of equity for secured loans.

Car Finance in Spotlight

With the new September registration just around the corner, car buyers are being urged to seek out better loan deals and save themselves from the poor terms offered by many car dealers.

Summer Loan Offers

Several high street and internet lenders have dropped their summer loan offers following two base rate increases and low confidence in financial markets worldwide.

Bank Charges ruling expected

Our round up of several new developments in the banks charges sage, that may eventually lead to a precedent-setting ruling.

Government requests Fixed Rate Lending choice

The government asks lenders to offer more choice of long term fixed rate products.

Schools Set To Give Pupils Compulsory Personal Finance Classes

Government minister Ed Balls is set to get secondary schools to include the teaching of personal finance and financial responsibility as part of his secondary curriculum changes announced this week.

Personal Protection Insurance

Which? looks into personal payment protection insurance.

Paying by Cheque

Brits still prefer to pay by cheque.

Personal Banking Investigated

Personal Banking in the UK is under investigation.

Changes in Sub Prime Lending

Changes in sub prime loans market are predicted.

Stamp Duty Revenue Increasing

More than one fifth of home buyers now have to pay stamp duty.

Regulators Set To Investigate Personal Protection Insurance

The Financial Services Authority (FSA) has outlined plans to improve the way debt insurance is sold.

Threat to Chip and Pin Details

According to a study for a BBC consumer program the chip and pin system can be intercepted and details stolen during a transaction on the high street.

Penalties for Missing Credit Card Repayments

According to the finance website Moneysupermarket, credit cardholders should be aware that missing repayments can be an expensive mistake.

Competition Commission to Investigate Payment Protection

The Office of Fair Trading (OFT) has referred the payment protection industry to the Competition Commission.

Concern Over Internet Fraud

According to a recent survey four in ten people are concerned about online fraud. In particular 48% of online shoppers worry about using their credit or debit cards online.

Mortgage Rates Increase

Following the recent rise in the interest rate to 5.25%, most of the major mortgage lenders in the UK have now increased their standard variable rate.