http://www.niceloans.co.uk/news/ Finance industry news created by UK experts in cheap loans. en-gb We look at whether there are signs of a recovery in the loans marketplace. http://www.niceloans.co.uk/news/99.html The specialist secured loans provider Firstplus has stopped selling loans. http://www.niceloans.co.uk/news/98.html With people trying to cut back in all areas of expenditure we look at ways of saving money on new loans. http://www.niceloans.co.uk/news/97.html The prospects for cheap loans in the home sector are diminishing all the time and the prospects for lower rates over the next two years seem slim. http://www.niceloans.co.uk/news/96.html Loans availability is contracting as lenders reduce their range of products in the light of uncertainty around interest rates. http://www.niceloans.co.uk/news/95.html Housing market woes impact loans availability in the UK http://www.niceloans.co.uk/news/94.html We answer your questions about getting a cheap loan. http://www.niceloans.co.uk/news/93.html Why interest rates advertising the cheapest loans are not a sign of the best deals for everyone. http://www.niceloans.co.uk/news/92.html A look at the reasons why people take out loans reveals the usual suspects, but summer is a time when loans are used for different reasons. http://www.niceloans.co.uk/news/91.html Acceptance rates on loans at a high street provider were revealed this week and showed that the cheapest loans are available only to a few applicants. http://www.niceloans.co.uk/news/90.html CitiGroup has announced that it will shut down it's CitiFinancial sub-prime loans operation and it's Future Mortgages brand. http://www.niceloans.co.uk/news/89.html The credit crunch seems not to have bottomed out yet, so finding a cheap loan remains tough for many borrowers. NiceLoans offers some tips for anyone faced with the dilemma of tracking down a new finance deal. http://www.niceloans.co.uk/news/88.html The loans marketplace has changed radically in recent months and many are wondering what the future will look like for loan providers and borrowers alike. http://www.niceloans.co.uk/news/87.html The reluctance of banks to lend to one another may be the main cause of the slow down in the personal loans marketplace http://www.niceloans.co.uk/news/86.html London Scottish is closing down it's loans operations, which include Easy Loans, Pacific Home Loans and The Personal Loans Centre after heavy losses http://www.niceloans.co.uk/news/85.html A loans industry website may have shutdown, another casualty of the credit industry crisis http://www.niceloans.co.uk/news/84.html Attempts to pump cash into lending markets may not bring about cheaper loans just yet http://www.niceloans.co.uk/news/83.html Interest rates have dropped again so reductions in loans could be on the way http://www.niceloans.co.uk/news/82.html Brokers are now the preferred source of home loans for certain applicants http://www.niceloans.co.uk/news/81.html The Bank of England does not expect drastic interest rate cuts ruling out cheaper loans http://www.niceloans.co.uk/news/80.html We look at the prospects for loans in the UK given recent dramatic events in the credit markets http://www.niceloans.co.uk/news/79.html We report on the mixed fortunes of loans companies in a fast-changing marketplace. http://www.niceloans.co.uk/news/78.html Loans companies are trimming staffing levels in order to remain competitive. http://www.niceloans.co.uk/news/77.html Cheaper loans will have to wait as rates remain static. http://www.niceloans.co.uk/news/76.html The era of cheap loans may be over according to the FSA. http://www.niceloans.co.uk/news/75.html Loans totalling 100% or more of property values are becoming rarer. http://www.niceloans.co.uk/news/74.html Loans customers welcomed the recent cuts in interest rates. http://www.niceloans.co.uk/news/73.html Last weeks interest rate cut could pave the way for cheaper loans, especially if further cuts materialise over the months to come. http://www.niceloans.co.uk/news/72.html With interest rates being cut for the second time in two weeks in the US, we could see further cuts on UK loans rates this week leading to the cheapest loans since this time last year. http://www.niceloans.co.uk/news/71.html Predicted interest rate cuts on both sides of the Atlantic over the next 10 days could pave the way for cheaper loans to follow. http://www.niceloans.co.uk/news/70.html The way loans companies, banks and mortgage companies levy charges featured in three different stories this week. http://www.niceloans.co.uk/news/69.html Keep the cost of your next loan down with a little forward planning. http://www.niceloans.co.uk/news/68.html The FSA has issued a million pound fine to UK cheap loans provider HFC Bank. http://www.niceloans.co.uk/news/67.html The high court case brought by the OFT against finance charges made by Britain's banks starts today. http://www.niceloans.co.uk/news/66.html An FSA guide on financial budgeting talks about controlling finances, finding cheaper loans and saving on household expenditure. http://www.niceloans.co.uk/news/65.html Although cheap loan options are still available, Equifax reports that loan rejections are on the increase. http://www.niceloans.co.uk/news/64.html Loan rates have increased only slightly since last summer and could drop back again in the New Year if predictions of base rate falls are correct. http://www.niceloans.co.uk/news/63.html The volume of home loans completed in November fell to much lower levels http://www.niceloans.co.uk/news/62.html Recent events are causing a series of changes to the loan plans being offered by lenders in the UK. http://www.niceloans.co.uk/news/61.html CAB wants more care with loans and mortgages. http://www.niceloans.co.uk/news/60.html Loan providers impose deadlines on cheap loan deals. http://www.niceloans.co.uk/news/59.html Loan rates cut but supply restrictions may well frustrate some cheap loan searchers. http://www.niceloans.co.uk/news/58.html The choice of cheap loans is getting smaller as more firms trim product ranges. http://www.niceloans.co.uk/news/57.html The FSA has been checking the websites of 77 finance companies, some of which advertise loans. http://www.niceloans.co.uk/news/56.html A new range of secured loan plans has been announced by a prominent UK lender. http://www.niceloans.co.uk/news/55.html A recent report suggests that many people run out of cash just before payday - so will loans that fix this become more popular? http://www.niceloans.co.uk/news/54.html Kensington Mortgages has dropped its entire range of sub-prime loans. http://www.niceloans.co.uk/news/53.html Loans industry trade body FISA has announced a restructuring of it's board. http://www.niceloans.co.uk/news/52.html Paragon Group is set to arrange only halve the loans it did a year ago due to credit supply problems. http://www.niceloans.co.uk/news/51.html There were some dramatic movements in the shares of different loans companies this morning. http://www.niceloans.co.uk/news/50.html Providers of secured loans express confidence despite significant changes in the industry. http://www.niceloans.co.uk/news/49.html The regulation of loans is under review and a the finding of a House of Lords committee is expected this month. http://www.niceloans.co.uk/news/48.html The choice of loans available to UK borrowers is shrinking. http://www.niceloans.co.uk/news/47.html The number of loans being turned down by UK providers is increasing. http://www.niceloans.co.uk/news/46.html The choice of cheap secured loans in the UK is reducing as lenders review their product ranges. http://www.niceloans.co.uk/news/45.html The UK economy is said to be strong enough to see the loans industry through the problems of the current credit situation. http://www.niceloans.co.uk/news/44.html Bodies representing companies in the loans industry are in conflict. http://www.niceloans.co.uk/news/43.html People looking for cheaper loans should shop around says the AA. http://www.niceloans.co.uk/news/42.html Research shows that loan rates are moving independently of BofE rates and online sources provide cheaper loans. http://www.niceloans.co.uk/news/41.html More than half of UK companies questioned in a recent survey said they expected to take out more loans in the coming year than they had previously. http://www.niceloans.co.uk/news/40.html Loan Line, the loans division of Accuma group plc, was the star performer of Accuma's different product lines. http://www.niceloans.co.uk/news/39.html Loan approval criteria have been tightened up for the second time this month by Swift Advances http://www.niceloans.co.uk/news/38.html the buy to let lending market is helping it's loans and mortgage business says Paragon http://www.niceloans.co.uk/news/37.html Better prospects for cheaper loans could be just around the corner We examine the evidence. http://www.niceloans.co.uk/news/36.html NR takes on some big borrowing commitments but still offers some of the cheapest loans for customers who qualify. http://www.niceloans.co.uk/news/35.html Beware of comparison sites offering information on loan rates that may be misleading http://www.niceloans.co.uk/news/34.html Two more loans providers issued updates to their product range this week http://www.niceloans.co.uk/news/33.html Is the current witch-hunt on PPI putting loans at risk for some people? http://www.niceloans.co.uk/news/32.html Cheap personal loans take some finding http://www.niceloans.co.uk/news/31.html Cheaper loans on the cards for Banks http://www.niceloans.co.uk/news/30.html Loans company Money Partners has been put up for sale. http://www.niceloans.co.uk/news/29.html Loan applicants now treated more fairly after FSA reviews 150 loan companies. http://www.niceloans.co.uk/news/28.html The FSA is set to announce it's findings on the area of loan protection insurance. http://www.niceloans.co.uk/news/27.html Several loan prioviders are adjusting their loan products in the light of recent events on the credit markets. http://www.niceloans.co.uk/news/26.html Trading Standards announce extra investment to setup new teams to target doorstep loan providers. http://www.niceloans.co.uk/news/25.html Chancellor calls for more responsible lending. http://www.niceloans.co.uk/news/24.html The British Bankers Association calls for misleading Uswitch banking report to be ignored. http://www.niceloans.co.uk/news/23.html The Banking Code aims to ensure lenders act responsibly when arranging loans. http://www.niceloans.co.uk/news/22.html We discuss the various opinions on the future of loan interest rates. http://www.niceloans.co.uk/news/21.html The rate of interest at which banks make loans to one another reached a very high level this week. http://www.niceloans.co.uk/news/20.html Secured loans provide flexibilty for borrowers to raise cheaper cash. http://www.niceloans.co.uk/news/19.html Consumer confidence in personal finance is still positive despite higher loan rates. http://www.niceloans.co.uk/news/18.html House price growth provides UK loan applicants with high levels of equity for secured loans. http://www.niceloans.co.uk/news/17.html With the new September registration just around the corner, car buyers are being urged to seek out better loan deals and save themselves from the poor terms offered by many car dealers. http://www.niceloans.co.uk/news/16.html Several high street and internet lenders have dropped their summer loan offers following two base rate increases and low confidence in financial markets worldwide. http://www.niceloans.co.uk/news/15.html Our round up of several new developments in the banks charges sage, that may eventually lead to a precedent-setting ruling. http://www.niceloans.co.uk/news/14.html The government asks lenders to offer more choice of long term fixed rate products. http://www.niceloans.co.uk/news/13.html Government minister Ed Balls is set to get secondary schools to include the teaching of personal finance and financial responsibility as part of his secondary curriculum changes announced this week. http://www.niceloans.co.uk/news/12.html Which? looks into personal payment protection insurance. http://www.niceloans.co.uk/news/11.html Brits still prefer to pay by cheque. http://www.niceloans.co.uk/news/10.html Personal Banking in the UK is under investigation. http://www.niceloans.co.uk/news/9.html Changes in sub prime loans market are predicted. http://www.niceloans.co.uk/news/8.html More than one fifth of home buyers now have to pay stamp duty. http://www.niceloans.co.uk/news/7.html The Financial Services Authority (FSA) has outlined plans to improve the way debt insurance is sold. http://www.niceloans.co.uk/news/6.html According to a study for a BBC consumer program the chip and pin system can be intercepted and details stolen during a transaction on the high street. http://www.niceloans.co.uk/news/5.html According to the finance website Moneysupermarket, credit cardholders should be aware that missing repayments can be an expensive mistake. http://www.niceloans.co.uk/news/4.html The Office of Fair Trading (OFT) has referred the payment protection industry to the Competition Commission. http://www.niceloans.co.uk/news/3.html According to a recent survey four in ten people are concerned about online fraud. In particular 48% of online shoppers worry about using their credit or debit cards online. http://www.niceloans.co.uk/news/2.html Following the recent rise in the interest rate to 5.25%, most of the major mortgage lenders in the UK have now increased their standard variable rate. http://www.niceloans.co.uk/news/1.html